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THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.

This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. A list of participating providers is available on this website. A written list of participating providers, and additional information about this plan, is available by writing to the address or calling the number below. AR and TN residents will be refunded the processing fee if cancelled during the 30- Day membership. MD residents will be refunded the processing fee (less a $5 nominal fee) if cancelled during the 30- Day membership. Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

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